Our Story

Founded in Singapore, built for emerging markets

Quark International Holdings Pte. Ltd. was incorporated on 25 September 2019 as a private company limited by shares, registered at 13 Stamford Road, Capitol Piazza, Singapore. The company's primary registered activity is Information Technology Consultancy (except cybersecurity).

From this Singapore base, the Group has grown into a holding structure that supports licensed fintech and lending operations in multiple countries, including Pakistan and Mexico, by providing the software platforms, credit technology and operational know-how these businesses rely on.

Our shareholders and officers bring together experience across Singapore, Malaysia and China, reflecting the Group's cross-border approach to building financial infrastructure.

Corporate Profile

Legal Name
Quark International Holdings Pte. Ltd.
Founded
2019
Headquarters
Singapore
Primary Activity
IT & Fintech Consultancy

Mission & Values

What drives the Group

Everything we build is guided by a simple belief: access to fair, transparent credit improves lives.

01

Financial Inclusion

We design products that bring under-served individuals and small businesses into the formal financial system.

02

Regulatory Integrity

Every operating subsidiary works within the licensing framework of its local regulator, with compliance built in from day one.

03

Technology First

Proprietary software and credit models underpin every lending decision we help our partners make.

04

Long-Term Partnership

We build durable relationships with regulators, partners and customers across every market we enter.

Milestones

Our journey so far

2019 — Incorporation

Quark International Holdings Pte. Ltd. is incorporated in Singapore as a private company limited by shares.

2021 — Group Expansion

Shareholding structure consolidates under Jiaozi Pte. Ltd., strengthening the Group's Singapore holding base.

2022 — Entry into Mexico

Quark International Holdings Mexico SAPI de CV SOFOM ENR is established to serve the Mexican lending market.

Pakistan — Licensed Lending

Quark Financials Pakistan (Private) Limited launches PaisaGhur, an SECP-licensed digital lending platform.

Today — Continued Growth

The Group continues to expand its fintech software and licensed lending footprint across new markets.

Want to know more about our Group?

Explore our global business footprint or reach out to our team directly.